Articles

Mortgage 101

Understanding T4A: What is a T4A and Its Role in the Canadian Mortgage Process

Mortgage 101

Your guide to first-time home buyer incentives in Canada

Mortgage 101

Will foreclosure affect my credit score?

Mortgage 101

Your complete guide to closing costs in Canada

Mortgage 101

Will a gap in your employment hinder you from getting a mortgage?

Mortgage 101

Why you should get your mortgage with an online lender

Mortgage 101

Why you should do an accelerated bi-weekly mortgage payment

Mortgage 101

What’s a mortgage trigger rate and how can you calculate yours?

Mortgage 101

When should you convert your variable rate into a fixed rate?

Mortgage 101

When should you refinance your mortgage?

Mortgage 101

Looking to switch your mortgage? Here's what you need to know

Mortgage 101

What to know about getting a Canadian mortgage

Mortgage 101

What is a Home Equity Line of Credit and how can you get one?

Mortgage 101

What it means to lock in your mortgage rate

Mortgage 101

What is title insurance, and why is it important?

Mortgage 101

What is the Canadian mortgage stress test?

Mortgage 101

What is mortgage insurance and do you need it?

Mortgage 101

What is a mortgage pre-approval and why is it helpful?

Mortgage 101

What is a mortgage commitment letter?

Mortgage 101

What are debt ratios—and how to calculate yours

Mortgage 101

What happens to your mortgage when you die?

Mortgage 101

What are pre-payment penalties?

Mortgage 101

What happens to your mortgage after a divorce?

Mortgage 101

Understanding land transfer tax and how to calculate yours

Mortgage 101

Understanding your property tax

Mortgage 101

The “Bank of Mom and Dad”: Helping your kids get a mortgage

Mortgage 101

The 7 reasons to use the equity in your home

Mortgage 101

The 2 things you can do to lower your monthly mortgage payments

Mortgage 101

The 10 mistakes to avoid as a first-time homebuyer

Mortgage 101

Should you refinance, renew or switch your mortgage?

Mortgage 101

Should you choose a five-year or three-year fixed-rate mortgage?

Mortgage 101

Should I break my mortgage terms? The pros and cons

Mortgage 101

Renewing and switching to a fixed interest rate? Here are things to consider

Mortgage 101

Prime rate: What is it and why’s everyone talking about it?

Mortgage 101

Porting your mortgage: how to do it right

Mortgage 101

Are you a newcomer to Canada? Here’s how to get a mortgage

Mortgage 101

Moving to Alberta? Here's what you can do with your mortgage

Mortgage 101

Using a mortgage calculator to figure out your monthly payments

Mortgage 101

Mortgage renewals: What to do when your interest rate goes up

Mortgage 101

Did your mortgage application get denied? Here’s what you can do

Mortgage 101

Mortgage 101: The key terms you need to know

Mortgage 101

Missed a mortgage payment? Here's what happens next

Mortgage 101

It’s time to renew your mortgage: Should you make the switch?

Mortgage 101

How you can get a gifted down payment in Canada

Mortgage 101

How to budget for your monthly mortgage payments

Mortgage 101

How to add a HELOC to your mortgage

Mortgage 101

How early can you renew your mortgage?

Mortgage 101

How much you'll need for a down payment in Canada

Mortgage 101

Getting a co-borrower or guarantor for a mortgage: Is it right for you?

Mortgage 101

Five ways to pay your entire mortgage off faster

Mortgage 101

The 4 reasons to consider refinancing your home

Mortgage 101

The credit score you need to get a mortgage in Canada in 2022

Mortgage 101

Does it hurt your credit to compare mortgage quotes?

Mortgage 101

Can't put down a 20% downpayment? Here's what happens

Mortgage 101

Can’t afford a mortgage on your own? Here’s what you can do

Mortgage 101

Can you change jobs before your mortgage closes?

Mortgage 101

Buying in Alberta? Here are the closing costs you need to know as a first-time homebuyer

Mortgage 101

Assumable mortgages: What is it and how do you get one?

Mortgage 101

Are you self-employed? You can still qualify for a mortgage

Mortgage 101

Amortization: What is it and how can you pay your mortgage off faster?

Mortgage 101

The difference between banks and independent mortgage lenders

Mortgage 101

A fixed-rate or a variable-rate mortgage: which should you choose

Mortgage 101

The 5 factors affecting your mortgage approval

Mortgage 101

10 ways to save for your down payment ASAP

Home Buying

The Ultimate Guide to Getting Approved for a Mortgage in Canada

Home Buying

What to expect when expecting... to place an offer

Home Buying

What is home insurance and why do you need it?

Home Buying

What is a home appraisal and how it'll affect you and your home

Home Buying

What a first-time home buyer in Ontario should know

Home Buying

What a first-time home buyer in BC should know

Home Buying

What a first-time home buyer in Alberta should know

Home Buying

Thinking about buying a house without a realtor? Read this first

Home Buying

The tax benefits of homeownership in Canada

Home Buying

The pros and cons to owning a semi-detached home

Home Buying

The pros and cons of buying a freehold townhouse

Home Buying

Should you get a second home or an investment property?

Home Buying

The 6 people you need when buying a house

Home Buying

What you need to know about selling a house in the winter

Home Buying

New homeowner checklist: 5 essential things to do when moving in

Home Buying

How much home can you afford?

Home Buying

What a first-time home buyer in Sasktachewan should know

Home Buying

Downsizing your home in Canada: What you need to know

Home Buying

What it means when you’re buying with no contingencies

Home Buying

Buying a rowhouse in Canada: What you need to know

Home Buying

What to know when buying an existing condo

Home Buying

Buying a house? Here's how to increase your purchase power

Home Buying

Buying a new build or pre-construction condo

Home Buying

Bought a condo? How maintenance fees might affect your mortgage

Home Buying

All the single ladies: Your guide to becoming a homeowner

Home Buying

The 7 unexpected costs to consider when buying a home

Home Buying

6 steps to turn you from a renter to a buyer

Home Buying

The 6 steps to preparing for your first home purchase