Home About Rates Calculators Learn Contact

Log in Get started

Home About Rates Calculators Learn Contact Log in Get started

The Greenhouse by Pine

Spotlight

Tools

Mortgage Calculators

Mortgage 101

Understanding T4A: What is a T4A and Its Role in the Canadian Mortgage Process

Home Buying

The Ultimate Guide to Getting Approved for a Mortgage in Canada

Lifestyle

Thinking of buying a home with your partner before marriage? Here's what you need to know

Articles

MORTGAGE 101

Understanding T4A: What is a T4A and Its Role in the Canadian Mortgage Process

Your guide to first-time home buyer incentives in Canada

Will foreclosure affect my credit score?

Your complete guide to closing costs in Canada

Will a gap in your employment hinder you from getting a mortgage?

Why you should get your mortgage with an online lender

Why you should do an accelerated bi-weekly mortgage payment

What’s a mortgage trigger rate and how can you calculate yours?

When should you convert your variable rate into a fixed rate?

When should you refinance your mortgage?

Looking to switch your mortgage? Here's what you need to know

What to know about getting a Canadian mortgage

HOME BUYING

The Ultimate Guide to Getting Approved for a Mortgage in Canada

What to expect when expecting... to place an offer

What is home insurance and why do you need it?

What is a home appraisal and how it'll affect you and your home

What a first-time home buyer in Ontario should know

What a first-time home buyer in BC should know

What a first-time home buyer in Alberta should know

Thinking about buying a house without a realtor? Read this first

The tax benefits of homeownership in Canada

The pros and cons to owning a semi-detached home

The pros and cons of buying a freehold townhouse

Should you get a second home or an investment property?

INDUSTRY NEWS

Vacancy Tax in Toronto: What homeowners need to know

The Canadian spring housing market, according to CMHC

Here we go again: The Bank of Canada raises rates to 4.25%

The Bank of Canada raises interest rates to 3.25%

The Bank of Canada raises rates again: Is it time to lock in?

The Bank of Canada announces the first rate hike of 2023

Recognizing Black History Month and what needs to be done

Introducing Pine: A new way for Canadians to get their mortgage

Chill out: Understanding the cooling-off period in British Columbia

Canada’s new Tax-Free First Home Savings Account

Your guide to the Canadian housing market

British Columbia commits to "Homes for People" plan to create affordable housing

LIFESTYLE

Thinking of buying a home with your partner before marriage? Here's what you need to know

The home renovations that will increase your property value

Freshen up your home: 10 overlooked areas to spring clean

Moving in: What to do when both you and your partner have a mortgage

Can you get a mortgage while on maternity leave?

Understanding T4A: What is a T4A and Its Role in the Canadian Mortgage Process

Your guide to first-time home buyer incentives in Canada

Will foreclosure affect my credit score?

Your complete guide to closing costs in Canada

Will a gap in your employment hinder you from getting a mortgage?

Why you should get your mortgage with an online lender

Why you should do an accelerated bi-weekly mortgage payment

What’s a mortgage trigger rate and how can you calculate yours?

When should you convert your variable rate into a fixed rate?

When should you refinance your mortgage?

Looking to switch your mortgage? Here's what you need to know

What to know about getting a Canadian mortgage

What is a Home Equity Line of Credit and how can you get one?

What it means to lock in your mortgage rate

What is title insurance, and why is it important?

What is the Canadian mortgage stress test?

What is mortgage insurance and do you need it?

What is a mortgage pre-approval and why is it helpful?

What is a mortgage commitment letter?

What are debt ratios—and how to calculate yours

What happens to your mortgage when you die?

What are pre-payment penalties?

What happens to your mortgage after a divorce?

Understanding land transfer tax and how to calculate yours

Understanding your property tax

The “Bank of Mom and Dad”: Helping your kids get a mortgage

The 7 reasons to use the equity in your home

The 2 things you can do to lower your monthly mortgage payments

The 10 mistakes to avoid as a first-time homebuyer

Should you refinance, renew or switch your mortgage?

Should you choose a five-year or three-year fixed-rate mortgage?

Should I break my mortgage terms? The pros and cons

Renewing and switching to a fixed interest rate? Here are things to consider

Prime rate: What is it and why’s everyone talking about it?

Porting your mortgage: how to do it right

Are you a newcomer to Canada? Here’s how to get a mortgage

Moving to Alberta? Here's what you can do with your mortgage

Using a mortgage calculator to figure out your monthly payments

Mortgage renewals: What to do when your interest rate goes up

Did your mortgage application get denied? Here’s what you can do

Mortgage 101: The key terms you need to know

Missed a mortgage payment? Here's what happens next

It’s time to renew your mortgage: Should you make the switch?

How you can get a gifted down payment in Canada

How to budget for your monthly mortgage payments

How to add a HELOC to your mortgage

How early can you renew your mortgage?

How much you'll need for a down payment in Canada

Getting a co-borrower or guarantor for a mortgage: Is it right for you?

Five ways to pay your entire mortgage off faster

The 4 reasons to consider refinancing your home

The credit score you need to get a mortgage in Canada in 2022

Does it hurt your credit to compare mortgage quotes?

Can't put down a 20% downpayment? Here's what happens

Can’t afford a mortgage on your own? Here’s what you can do

Can you change jobs before your mortgage closes?

Buying in Alberta? Here are the closing costs you need to know as a first-time homebuyer

Assumable mortgages: What is it and how do you get one?

Are you self-employed? You can still qualify for a mortgage

Amortization: What is it and how can you pay your mortgage off faster?

The difference between banks and independent mortgage lenders

A fixed-rate or a variable-rate mortgage: which should you choose

The 5 factors affecting your mortgage approval

10 ways to save for your down payment ASAP

The Ultimate Guide to Getting Approved for a Mortgage in Canada

What to expect when expecting... to place an offer

What is home insurance and why do you need it?

What is a home appraisal and how it'll affect you and your home

What a first-time home buyer in Ontario should know

What a first-time home buyer in BC should know

What a first-time home buyer in Alberta should know

Thinking about buying a house without a realtor? Read this first

The tax benefits of homeownership in Canada

The pros and cons to owning a semi-detached home

The pros and cons of buying a freehold townhouse

Should you get a second home or an investment property?

The 6 people you need when buying a house

What you need to know about selling a house in the winter

New homeowner checklist: 5 essential things to do when moving in

How much home can you afford?

What a first-time home buyer in Sasktachewan should know

Downsizing your home in Canada: What you need to know

What it means when you’re buying with no contingencies

Buying a rowhouse in Canada: What you need to know

What to know when buying an existing condo

Buying a house? Here's how to increase your purchase power

Buying a new build or pre-construction condo

Bought a condo? How maintenance fees might affect your mortgage

All the single ladies: Your guide to becoming a homeowner

The 7 unexpected costs to consider when buying a home

6 steps to turn you from a renter to a buyer

The 6 steps to preparing for your first home purchase

Vacancy Tax in Toronto: What homeowners need to know

The Canadian spring housing market, according to CMHC

Here we go again: The Bank of Canada raises rates to 4.25%

The Bank of Canada raises interest rates to 3.25%

The Bank of Canada raises rates again: Is it time to lock in?

The Bank of Canada announces the first rate hike of 2023

Recognizing Black History Month and what needs to be done

Introducing Pine: A new way for Canadians to get their mortgage

Chill out: Understanding the cooling-off period in British Columbia

Canada’s new Tax-Free First Home Savings Account

Your guide to the Canadian housing market

British Columbia commits to "Homes for People" plan to create affordable housing

Thinking of buying a home with your partner before marriage? Here's what you need to know

The home renovations that will increase your property value

Freshen up your home: 10 overlooked areas to spring clean

Moving in: What to do when both you and your partner have a mortgage

Can you get a mortgage while on maternity leave?

In the Media

Fintech Pine aims for mortgage disruption with $27M funding

Pine comes out of stealth to build “Wealthsimple for home buying”

Mortgage Company Pine raises $27M in Greylock-led round