For a limited time, refer a friend and you’ll both get up to $1,000. Learn more
Pine LogoPine Logo
Pine LogoPine Logo
  • Mortgage
  • Homes
  • About Us

Unlock your lowest rate

Pine makes home buying accessible for Canadians, with a digital-first platform, low interest rates, and zero hidden fees.

Get your personalized rate

Featured in

Bloomberg Logo
Betakit Logo
Forbes Logo
Cp24 Logo
Financial Post Logo
#1 Online Mortgage Platform
Canada’s top mortgage experience. Online, on your time, no surprises.
$0 + Mortgages Funded
Helping Canadians secure their homes with trusted, fast mortgage approvals.
0 + Clients Served
Thousands trust us to simplify and accelerate their home journey.
Woman Sitting

Mortgage

Apply in minutes and entirely online. Lock your lowest rate now to see how much you could save by getting your mortgage with Pine.

Apply now
Daughter With Father Looking At Computer

Homes

Find up-to-date listings and search with confidence using Canada’s best home discovery platform.

Start your search
Woman Looking At Computer

Pine AI

From application to closing, Pine AI keeps your journey smooth and stress-free.

Learn more

Trusted by Canadians. Backed by real reviews.

500+ reviews
4.8
5
"My experience with Pine and Lauren in particular has been exceptional. The switching process was very easy and seamless."
Reviewer: Ankur

Ankur

Vancouver, BC

5
"I switched my mortgage from RBC to Pine due to better rates. The entire process was very smooth. Dana helped me a lot with all the questions. It was a very good experience!"
Reviewer: Andre

Andre

Toronto, ON

5
"Pine was fast, easy and offered the best rates, terms, and even a cashback because of their partnership with wealthsimple! Literally took less than 30 minutes after the call to get a pre approval."
Reviewer: Lakshya

Lakshya

Halifax, NS

5
"I switched my mortgage over to Pine in May, and got 1.2 % off on my previous rate, with them covering the cost. Malcolm was super great and responded, and everything was really smooth."
Reviewer: Jonathan

Jonathan

Calgary, AB

Your Questions, Answered:

We’re here to simplify your journey, so you can feel confident every step of the way.

Have a question we didn’t answer?

Call 1-855-424-7317 from 9am to 5pm EST Monday to Friday or email us at hello@pine.ca. Our mortgage expert team is happy to help!

Pine AdvisorPine AdvisorPine AdvisorPine AdvisorPine AdvisorPine Advisor

Ready to simplify your mortgage journey?

Get approved in less than 20 minutes

Get started
Pine LogoPine Logo

Pine is here to make your home ownership faster, easier and simpler

Contact

  • hello@pine.ca
  • 1-855-424-7317

Company

  • About us
  • Resources
  • Referral

Legal

  • Privacy policy
  • Prime rates
  • Mortgage: terms & conditions
  • Real Estate: terms & conditions

©2026 Pine | Pine Real Estate Brokerage

FSRA Brokerage License ON #13410 | AB #00527319 | SK #511826 | NS #2022-3000465 | NB # 230000436 | NL 23-07PI045-1 © 2026 Pine Canada Financial Corporation. All rights reserved.

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

Phone

Your personalized rate

3.65%

5-year variable term*

New message:

Pine Advisor

Hi, I'm your mortgage advisor Dana. Let me know how I can help!

Congratulations!

You've been pre-approved

Recently added in

View all
1557 Midland Ave | Toronto | Image

1 day on market

$988,888

1557 Midland Ave | Toronto

Att/Row/Twnhouse

4

4

1,500-2,000

3002 - 30 Nelson St | Toronto | Image

1 day on market

$752,800

3002 - 30 Nelson St | Toronto

Condo Apt

2

2

700-799

29 Rowatson Rd | Toronto | Image

1 day on market

$899,900

29 Rowatson Rd | Toronto

Detached

3

2

1,100-1,500

1076 Lansdowne Ave | Toronto | Image

1 day on market

$1,198,000

1076 Lansdowne Ave | Toronto

Att/Row/Twnhouse

3

3

1,500-2,000

308 - 19 Four Winds Dr | Toronto | Image

1 day on market

$598,000

308 - 19 Four Winds Dr | Toronto

Condo Apt

3

2

1,200-1,399

33 Cheryl Shepway undefined | Toronto | Image

1 day on market

$819,000

33 Cheryl Shepway undefined | Toronto

Condo Townhouse

3

2

1,400-1,599

3193 Corrigan Dr | Mississauga | Image

1 day on market

$799,900

3193 Corrigan Dr | Mississauga

Semi-Detached

3

2

1,100-1,500

1902 - 5791 Yonge St | Toronto | Image

1 day on market

$629,000

1902 - 5791 Yonge St | Toronto

Condo Apt

2

2

900-999