Whatever mortgage you’re looking for, you deserve the best. Own it with Pine.
You won’t find any hidden fees or bait-and-switches here—just clear-cut information in a way that makes sense. With no in-person appointments necessary; you can apply, check your status, and get approved entirely online.
Your dedicated Pine agent works behind the scenes to get you access to best-in-class mortgage products at realistic rates that you can afford. Apply now, and receive your personal quote—free.
You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.
Buying your home comes with enough worries; your mortgage process shouldn’t be one of them. We aim to keep it simple.
Fees just to apply? No thanks.
With Pine, there’s never fees to submit your application and receive your quote.
The housing market waits for no one—shouldn’t your financing be just as quick?
We've made it easy to complete the entire mortgage process online. Of course, if you prefer a good old phone call, we can do that too.
Just like you, we're excited to help you find your dream home. Rest easy knowing we'll get you the best financing to make it happen.
The mortgage process doesn’t have to be confusing: we know you’ve got questions, we’ll get you the answers.
Browse our articles to learn moreThe mortgage process doesn’t have to be confusing: we know you’ve got questions, we’ll get you the answers.
You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.
Get Started
You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.
Get Started
You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.
Get StartedPine wants to make the mortgage process simple.
We are here from start to finish to ensure a smooth, efficient, and delightful experience. Pine has created a simple, easy-to-understand online application, and, with just a few clicks, our experts can start working on getting you approved. Pre-approvals are faster than at the traditional banks (usually within 24hrs), so you can get onto the fun part—shopping for your new home!
With Pine by your side, you need not worry about having to complete any more bank applications. We are your trusted experts, and, if you have any questions, give us a call, and we are here to help.
Nope. Pine does not charge any fees (origination fees, application fees, processing fees, underwriting fees).
You bet! Pine accepts first-time buyers under the Home Buyers Plan. One of our agents would be more than happy to discuss this in greater detail.
You betcha! As soon as the application is started, a mortgage agent will contact you. You can also contact our team anytime throughout the process.
We’re available by phone, email, and chat Monday - Friday from 9AM - 5PM EST. (Holiday hours might differ).
The security of your data is paramount. We’ve implemented the highest standards in cyber and physical security, over and above the industry protocols. For more information, please refer to our Privacy Policy.
A minimum downpayment of 5% is required. Mortgages with less than a 20% down payment need to have mortgage loan insurance provided by either CMHC, Sagen, or Canada Guaranty.
Credit is a big part in the underwriting process. As a result, Pine has created different mortgage programs for those with bruised credit. Fill out the application, and we'll be happy to see what we can do for you.
