Buying.
Refinancing.
Renewing.

Get your lowest mortgage rate today.
Own it with Pine.

Lower rates without the hassle?

You won’t find any hidden fees or bait-and-switches here—just clear-cut information in a way that makes sense. With no in-person appointments necessary; you can apply, check your status, and get approved entirely online.

Relax, we’ve got it covered.

Your dedicated Pine agent works behind the scenes to get you access to best-in-class mortgage products at realistic rates that you can afford. Apply now, and receive your personal quote—free.

How it works

Apply online

Click ‘Get started’ in the top right corner to open the application. Apply online  in under 10 minutes and kickstart your home financing journey.

Submit documents

Upload your ID and supporting documents to help us determine what you can afford via our safe and secure customer portal.

Get approved

Get ready to turn your dreams into reality. Our expert mortgage advisors will walk you through the best options for your unique financing needs.

Closing

You’ve officially made it to the last stage of the mortgage process: closing. Here is where all of the final documents are signed and the funds are released. You can finally breathe a sigh of relief.

Apply from home, work, or even on the go.

Find the right mortgage, for your budget and you.

Mortgage payment calculator

You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.

Affordability calculator

You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.

Refinance calculator

You bank online, why not purchase your mortgage online? Apply the way you want, either online, or by phone.

Question? We've got answers.

What’s involved in getting a mortgage from Pine?

Does Pine charge any lender fees?

Can I take advantage of the Home Buyer’s Plan with Pine?

Will I have a point of contact at Pine?

Is my data secure with Pine?

How much of a down payment does Pine require?

Can Pine help me if I have poor credit?