Get your lowest mortgage rate today.
Own it with Pine.

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Lower rates without the hassle?

You won’t find any hidden fees or bait-and-switches here—just clear-cut information in a way that makes sense. With no in-person appointments necessary; you can apply, check your status, and get approved entirely online.

Relax, we’ve got it covered.

Your dedicated Pine agent works behind the scenes to get you access to best-in-class mortgage products at realistic rates that you can afford. Apply now, and receive your personal quote—free.

How it works

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Apply online

Click ‘Get started’ in the top right corner to open the application. Apply online  in under 10 minutes and kickstart your home financing journey.

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Submit documents

Upload your ID and supporting documents to help us determine what you can afford via our safe and secure customer portal.

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Get approved

Get ready to turn your dreams into reality. Our expert mortgage advisors will walk you through the best options for your unique financing needs.

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You’ve officially made it to the last stage of the mortgage process: closing. Here is where all of the final documents are signed and the funds are released. You can finally breathe a sigh of relief.

Apply from home, work, or even on the go.

Find the right mortgage, for your budget and you.

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Mortgage payment calculator

Use this tool to help calculate your monthly mortage payments.

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Affordability calculator

Use this tool to estimate how much mortgage you can afford

House being refinanced for more equity calculator

Refinance calculator

Want a lower interest rate or to tap into your equity? Refinancing might be for you

Question? We've got answers.

What’s involved in getting a mortgage from Pine?

Does Pine charge any lender fees?

Can I take advantage of the Home Buyer’s Plan with Pine?

Will I have a point of contact at Pine?

Is my data secure with Pine?

How much of a down payment does Pine require?

Can Pine help me if I have poor credit?