
Lower rates without the hassle?
You won’t find any hidden fees or bait-and-switches here—just clear-cut information in a way that makes sense. With no in-person appointments necessary; you can apply, check your status, and get approved entirely online.
Relax, we’ve got it covered.
Your dedicated Pine agent works behind the scenes to get you access to best-in-class mortgage products at realistic rates that you can afford. Apply now, and receive your personal quote—free.
How it works
Apply online
Click ‘Get started’ in the top right corner to open the application. Apply online in under 10 minutes and kickstart your home financing journey.
Submit documents
Upload your ID and supporting documents to help us determine what you can afford via our safe and secure customer portal.
Get approved
Get ready to turn your dreams into reality. Our expert mortgage advisors will walk you through the best options for your unique financing needs.
Closing
You’ve officially made it to the last stage of the mortgage process: closing. Here is where all of the final documents are signed and the funds are released. You can finally breathe a sigh of relief.

Apply from home, work, or even on the go.
Find the right mortgage, for your budget and you.
Mortgage payment calculator
Use this tool to help calculate your monthly mortage payments.
Affordability calculator
Use this tool to estimate how much mortgage you can afford
Refinance calculator
Want a lower interest rate or to tap into your equity? Refinancing might be for you