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Mortgage rates Canada

5–year fixed*
5–year VARIABLE*

Our lowest rates

Fixed Mortgage Rate

The rate of your mortgage remains fixed for the term, regardless of changes in the market.

5 year term*
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Variable Mortgage Rate

Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate

5 year term*
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*The mortgage rates as of June 11, 2024 are for reference only and not a guarantee. Rates displayed are for insured mortgages. Rates can change without notice and depend on many factors. Mortgage approval is contingent on underwriting approval. Additional fees and costs may apply, and not all applicants will qualify for the advertised or lowest rate.

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Mortgage payment calculator

Use this tool to help calculate your monthly mortage payments.

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Affordability calculator

Use this tool to estimate how much mortgage you can afford

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Refinance calculator

Want a lower interest rate or to tap into your equity? Refinancing might be for you

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