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Mortgage rates Canada

5–year fixed*
5.04%
5–year VARIABLE*
5.75%

Our lowest rates

Fixed Mortgage Rate

The rate of your mortgage remains fixed for the term, regardless of changes in the market.

5.04%
5 year term*
Get this rate

Variable Mortgage Rate

Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate

5.75%
5 year term*
Get this rate

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Check out our other mortgage rates.

*The mortgage rates as of June 11, 2024 are for reference only and not a guarantee. Rates displayed are for insured mortgages. Rates can change without notice and depend on many factors. Mortgage approval is contingent on underwriting approval. Additional fees and costs may apply, and not all applicants will qualify for the advertised or lowest rate.

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Mortgage payment calculator

Use this tool to help calculate your monthly mortage payments.

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Affordability calculator

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Refinance calculator

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