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  • Mortgage
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  • About Us
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Ready to simplify your mortgage journey?

Join thousands of Canadians who trust Pine.

Start your mortgage application

$3,187

The average amount clients save when they choose Pine

Start your application

How to Go from Offer to Owner

  • 1

    Start your application

    Apply online in minutes and get your personalized rate without the back-and-forth.

  • 2

    Get one-on-one support

    A dedicated Pine agent will help you understand your options and guide every next step.

  • 3

    Close with confidence

    We keep things clear and on track, so you can focus on moving in, not stressing out.

Get pre-approved

Our Products

Finding the right path to own or manage your home should be straightforward. We offer clear, simple ways to help you with your homeownership journey, whether you’re just starting out or looking to make a change.

Family Looking For A Home

Purchase

Getting into your new home should be exciting, not complicated. We provide clear guidance and support through our digital homebuying process, making it easier to understand your options and secure the funds you need.

Begin purchase

Your Questions, Answered:

We’re here to simplify your journey, so you can feel confident every step of the way.

Have a question we didn’t answer?

Call 1-855-424-7317 from 9am to 5pm EST Monday to Friday or email us at hello@pine.ca. Our mortgage expert team is happy to help!

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Ready to simplify your mortgage journey?

Get approved in less than 20 minutes

Get started
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Pine is here to make your home ownership faster, easier and simpler

Contact

  • hello@pine.ca
  • 1-855-424-7317

Company

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Legal

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  • Mortgage: terms & conditions
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©2026 Pine | Pine Real Estate Brokerage

FSRA Brokerage License ON #13410 | AB #00527319 | SK #511826 | NS #2022-3000465 | NB # 230000436 | NL 23-07PI045-1 © 2026 Pine Canada Financial Corporation. All rights reserved.

The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

Our rates

Fixed Mortgage Rate

The rate of your mortgage remains fixed for the term, regardless of changes in the market.

4.09%

5-year Fixed

Get this Rate

Variable Mortgage Rate

Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate

3.65%

5-year Variable

Get this Rate

Want more options?

Check out our other mortgage rates

  • 3-year

    Fixed*

    4.09%

  • 4-year

    Fixed*

    4.19%

  • 5-year

    Fixed*

    4.09%

  • 5-year

    Adjustable*

    3.65%

*The mortgage rates as of Feb 9, 2026 are for reference only and not a guarantee. Rates displayed are for insured mortgages. Rates can change without notice and depend on many factors. Mortgage approval is contingent on underwriting approval. Additional fees and costs may apply, and not all applicants will qualify for the advertised or lowest rate.