Pine's Prime Rate
Pine’s prime rate is the base interest rate we use to determine the cost of our variable mortgages and other lending products.
4.45%
Pine’s Prime Rate — Effective Oct 30, 2025
Historical Prime Rates
Explore how our rates have changed over time and better understand trends that may impact your mortgage.
| Pine prime rate | Date |
|---|---|
| 4.70% | Sep 18, 2025 |
| 4.95% | Mar 13, 2025 |
| 5.20% | Jan 30, 2025 |
| 5.45% | Dec 12, 2024 |
| 5.95% | Oct 24, 2024 |
| 6.45% | Sep 5, 2024 |
| 6.70% | Jul 25, 2024 |
| 6.95% | Jun 6, 2024 |
| 7.20% | Jul 12, 2023 |