Save more on your mortgage

Get a monthly cash rebate when you invest with our partner Wealthsimple

Who is Wealthsimple?

Trusted by over 3 million Canadians, Wealthsimple is changing the way people do money. With management fees 4x lower than the average mutual fund, commission-free stock trading and Canada's highest-interest chequing account — your money is worth more with them.

Learn more

Wealthsimple clients
get even more

All qualified Wealthsimple clients get a personalized cash rebate to help with their monthly mortgage payments.

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$1 in assets


Core rebate

$100,000 in assets


Premium rebate

$500,000 in assets


Generation rebate

The more you transfer,

the more you save

For a limited time, get an additional 0.05% off your mortgage for every $50,000 you transfer to Wealthsimple. And yes, that could mean the equivalent of an interest-free mortgage.*

Save more

* Apply by August 31, 2024. See Terms and Conditions.

Transfer amount

Rebate discount







The reviews are in

“I switched my mortgage from RBC to Pine due to better rates. The entire process was very smooth. Dana helped me a lot with all the questions. It was a very good experience!”

Andre Rocha,

Pine customer since September 2023

“My experience with Pine and Lauren in particular has been exceptional. The switching process was very easy and seamless.”

Ankur Anand,

Pine customer since July 2023

“I switched my mortgage over to Pine in May, and got 1.2 % off on my previous rate, with them covering the cost. Malcolm was super great and responded, and everything was really smooth.”

Jonathan Harris,

Pine customer since May 2022

Question? We've got answers.

What’s involved in getting a mortgage from Pine?

Does Pine charge any lender fees?

Will I have a point of contact at Pine?

Is my data secure with Pine?

How much of a down payment does Pine require?