Best Mortgage Rates in Canada

Ready to dive into the world of mortgage rates? Compare top competitors, find the sweetest deal, and enjoy our friendly, personalized guidance.

Mortgage rate comparison

Want to see how our rates compare to our competitors? Select a competitor below to see the Pine advantage in action.

Rates at a glance

3-year

fixed

4-year

fixed

5-year

fixed
5.09%
4.99%
5.04%
6.94%
6.74%
6.79%
5.65%
6.99%
5.14%
5.64%
5.49%
5.04%
5.71%
6.79%
5.15%
5.55%
5.29%
4.84%
6.99%
5.59%
5.59%
5.59%
6.59%
5.39%
6.29%
6.44%
4.94%
5.84%
5.69%
5.19%
5.76%
5.67%
5.09%
6.99%
6.84%
5.04%
5.59%
5.54%
5.24%
5.34%
5.29%
4.84%
5.69%
5.39%
5.09%
4.84%
5.34%
4.84%
4.79%
4.89%
4.74%
6.99%
6.79%
5.59%
5.49%
5.49%
5.44%
4.94%
5.09%
4.94%
5.44%
5.29%
4.99%
5.99%
5.79%
5.24%
6.34%
6.24%
5.29%
5.59%
5.52%
5.09%
-
-
4.79%
5.39%
5.34%
5.29%
5.59%
5.74%
5.49%
5.34%
6.79%
4.89%
6.19%
5.99%
5.89%
5.34%
5.89%
5.09%

This table was last updated on Apr 29, 2024 using data available on each respective institution’s website.

lock in your mortgage rate today

Say no to rising rates

Lock in your tailored rate for 120 days

Lock in my tailored rate

Find the right mortgage, for your budget and you.

house with keys. Mortgage payment calculator

Mortgage payment calculator

Use this tool to help calculate your monthly mortage payments.

Small piggybank on top of stacks of cash. Mortgage affordability calculator

Affordability calculator

Use this tool to estimate how much mortgage you can afford

House being refinanced for more equity calculator

Refinance calculator

Want a lower interest rate or to tap into your equity? Refinancing might be for you

Explore the rate that’s right for you