Person climbing stairs learning how our mortgage process works

How it works

Pine uses the best people, process and technology to simplify the mortgage process making it easy to apply at anytime from anywhere.

Apply online

Click ‘Get started’ in the top right corner to open the application. Apply online  in under 10 minutes and kickstart your home financing journey.

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Person checking phone for mortgage rates with paper airplane

Submit documents

Upload your ID and supporting documents to help us determine what you can afford via our safe and secure customer portal.

Get approved

Get ready to turn your dreams into reality. Our expert mortgage advisors will walk you through the best options for your unique financing needs.

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Parent and child entering their new home


You’ve officially made it to the last stage of the mortgage process: closing. Here is where all of the final documents are signed and the funds are released. You can finally breathe a sigh of relief.

Affordable mortgage rates the way you want them