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Fixed
The rate of your mortgage remains fixed for the term, regardless of changes in the market.
Adjustable
Your monthly mortgage payments can go up or down based on the Bank of Canada’s prime interest rate
Knowledge is power
Explore and learn more about everything from mortgage rates and touring homes in person, to getting your home ready for sale and closing the sale.
Maximize Your Home's Value: What is My Home Worth?
Maximize your home's value in Canada with key insights on market trends, property specifics, and valuation methods, crucial for selling or refinancing
How Pine offers the lowest mortgage rates
We work directly with our customers and skip the middlemen
We are a direct lender, eliminating extra fees and middlemen. That means we have more flexibility to offer you lower rates.
Powered by Pine
We developed our own software to automate many administrative tasks for our advisors and underwriters. This efficiency saves us money, and we pass those savings on to you.
Commission-Free Advisors
Unlike traditional mortgage companies, our advisors are salaried, not commission-based. This approach reduces costs, allowing us to offer you even lower rates.
The reviews are in
Andre Rocha,
Pine customer since September 2023
Ankur Anand,
Pine customer since July 2023
Jonathan Harris,
Pine customer since May 2022