Come home to Pine and get $500

At Pine, we value our clients’ loyalty and trust in our services. To express our gratitude, we are thrilled to introduce Pine’s Repeat Client Program, where you can earn a $500 cash promotion for closing another new mortgage with us.

Here’s how it works:

  1. Apply for a New Mortgage with us: As a valued client, when you choose Pine, for your next mortgage whether it’s for a switch, purchase or refinance application, you become eligible for our Repeat Client Program. Simply fill out the form using this link -  Pine Repeat Client Program or reach one of our mortgage experts in the team and mention this promotion to enter the promotion.

  2. Mortgage Closing: Once your new mortgage successfully closes with us, you will receive a $500 cash promotion as a token of our appreciation for your continued trust and support.

The rewards don’t end there!

By choosing Pine, you'll also get to enjoy the advantages of our exceptional mortgage services again, including:

Competitive rates

We offer the most competitive rates in the country to our clients and are committed to working with you to get you the lowest rate possible.

Peace of mind from rate hikes

Upon approval you will receive a 120 day
rate lock, but it doesn’t stop there. We also proactively ensure you get the lowest possible rate that we can offer you within that time period if rates drop.

Personalized solutions

Our team of experienced mortgage experts will work closely with our clients to conduct
a discovery call and understand their unique financial situation. This allows us to tailor
a mortgage solution that meets our client’s needs and goals.

Streamlined process

We pride ourselves on providing a seamless and efficient mortgage process all completed in the comfort of your home online, ensuring an easy and convenient experience for all our clients.

Take advantage of Pine’s Repeat Client Program and earn $500 cash for closing your new mortgage with us. We are grateful for your continued support and look forward to serving you once again.

To learn more about our Repeat Client Program or to start the process for your new mortgage, please contact our dedicated referral team at 1-855-424-7317 between the hours of 9 am to 6 pm ET Monday to Friday or via email at

The fine print

To qualify, the following criteria must be met:

  • The mortgage principal loan amount must be greater than or equal to $100,000.

  • Has a minimum of a 3-year closed mortgage term. 

  • This does not apply to a stand-alone HELOC product application.

Note: The cash bonus will be processed 30 days after the referral’s mortgage is successfully funded. Please allow up to 10 business days for the funds to be deposited into your bank account.  

Question? We've got answers.

How will I receive my referral payment?

How many referrals can I submit?

When can I expect my referral payment?

What happens if two sources refer the same borrower?