Refer a friend, give $500 and get $500

At Pine, we value our clients and their trust in our services. To show our appreciation, we are excited to announce our Client Referral Program, where you can earn a $500 cash promotion for you and your friend.

Here’s how it works:

Give $500 and get $500 cash

  1. Refer a Friend or Family Member using this link -  Pine Client Referral Program: Spread the word about Pine to your friends, family, colleagues, and anyone you know who may be looking for a mortgage. Encourage them to explore our competitive rates.

  2. Your Referral Applies: When your referred friend or family member contacts Pine and mentions your name as the referrer during their initial consultation, they become eligible for the referral program.

  3. Mortgage Approval: Once your referral’s mortgage application is approved, and they successfully close the mortgage with us, you and your friend will each receive a $500 cash promotion as a token of our appreciation.

The rewards don’t end there!

Your referred friend or family member will also enjoy the benefits of our exceptional mortgage services, including:

Competitive rates

We offer the most competitive rates in the country to our clients and are committed to working with you to get you the lowest rate possible.

Peace of mind from rate hikes

Upon approval you will receive a 120 day rate lock, but it doesn’t stop there. We also proactively ensure you get the lowest possible rate that we can offer you within that time period if rates drop.

Personalized solutions

Our team of experienced mortgage experts will work closely with our clients to conduct a discovery call and understand their unique financial situation. This allows us to tailor a mortgage solution that meets our client’s needs and goals.

Streamlined process

We pride ourselves on providing a seamless and efficient mortgage process all completed in the comfort of your home online, ensuring an easy and convenient experience for all our clients.

Spread the word about Pine and take advantage of this fantastic opportunity to earn $500 cash for every successful referral. As a valued client, your trust and satisfaction mean everything to us, and we look forward to rewarding you for your support.
To learn more about our Client Referral Program or to refer someone today, please contact our dedicated referral team at 1-855-424-7317 between the hours of 9 am to 6 pm ET Monday to Friday or via email at

The fine print

To qualify, the following criteria must be met:

  • The mortgage principal loan amount must be greater than or equal to $100,000.

  • Has a minimum of a 3-year closed mortgage term. 

  • This does not apply to a stand-alone HELOC product application.

Note: The cash bonus will be processed 30 days after the referral’s mortgage is successfully funded. Please allow up to 10 business days for the funds to be deposited into your bank account.  

Question? We've got answers.

How will I receive my referral payment?

How many referrals can I submit?

When can I expect my referral payment?

What happens if two sources refer the same borrower?