The Greenhouse
by Pine

The Cheapest Places to Live in New Brunswick

New Brunswick stands out for its low cost of living, making it an attractive destination for families, retirees, and young professionals alike.

Find your affordable haven in New Brunswick's coastal communities

New Brunswick, nestled on Canada's east coast, is a province where affordability meets natural splendour. Known for its picturesque landscapes, from serene beaches to lush forests, it offers a quality of life that's both enriching and cost-effective. This hidden gem stands out for its low cost of living, making it an attractive destination for families, retirees, and young professionals alike. Beyond its economic appeal, New Brunswick's vibrant culture, friendly communities, and rich history add layers of charm to this affordable Canadian province, making it a perfect blend of beauty and budget-friendly living.

Top 10 Cheapest places to live in New Brunswick


Campbellton, perched at the mouth of the Restigouche River, is a city where scenic beauty meets budget-friendly living. Known for its rich fishing history and panoramic river views, Campbellton offers a tranquil lifestyle that's surprisingly affordable. This city is a haven for nature lovers and those seeking a peaceful life, with the Appalachian Mountains as a stunning backdrop. Campbellton's blend of natural splendor and cost-effective living makes it an ideal choice for those looking to enjoy the best of New Brunswick without breaking the bank.


Edmundston, nestled at the edge of New Brunswick and Quebec, is a city that serves as a gateway to adventure and affordability. This vibrant community, surrounded by picturesque hills and rivers, is known for its outdoor activities and cultural richness. Edmundston offers a unique blend of natural beauty and cost-effective living, making it an ideal destination for those seeking an active lifestyle without the high living costs. It's a city where adventure meets affordability, providing residents with endless opportunities to explore and enjoy life.


Moncton, a thriving city in New Brunswick, masterfully combines the convenience of urban living with the charm of a small town. Known for its friendly atmosphere and cultural diversity, Moncton offers residents an affordable lifestyle without sacrificing the amenities of city life. From bustling markets to serene parks, this city provides a unique living experience, blending modern comforts with a close-knit community feel, making it an ideal choice for those seeking an urban setting with a small-town vibe.


Sackville, renowned for its vibrant university atmosphere, is a town that offers more than just academic excellence. This charming community in New Brunswick is celebrated for its affordable living and rich cultural life. Sackville's lively arts scene, coupled with its picturesque natural surroundings, creates a dynamic yet cost-effective environment for students and families alike. It's a town where academic vibrancy meets the ease of affordable living, making it a perfect choice for those seeking a budget-friendly yet culturally rich lifestyle.


Woodstock, known as New Brunswick's First Town, is a hidden gem in the western part of the province, offering affordable living amidst rich historical charm. This quaint town is celebrated for its Victorian-era architecture, friendly community, and scenic river views. Woodstock's blend of small-town ambiance with affordable living costs makes it an attractive option for those seeking a peaceful lifestyle. It's a town where history, community, and affordability come together, creating a perfect setting for a comfortable and cost-effective way of life.


Miramichi, set along the river of the same name, is a city that epitomizes serene living at an affordable price. Known for its rich fishing heritage and vibrant cultural festivals, Miramichi offers a tranquil lifestyle amidst beautiful natural landscapes. This city is a haven for those who appreciate the slower pace of life, combined with the affordability and friendliness of a close-knit community. It's a place where the charm of riverside living meets the practicality of cost-effective living, making it an ideal choice for a peaceful, budget-friendly life.


Sussex, nestled in the picturesque rolling hills of New Brunswick, is a cozy town known for its cost-effective charm and friendly community. Celebrated for its vibrant murals and annual hot air balloon festival, Sussex offers a unique blend of cultural activities and rural tranquility. This town is a perfect choice for those seeking a peaceful lifestyle with the benefits of affordable living. It's a place where community spirit shines, and the cost of living remains comfortably within reach, making Sussex an ideal destination for budget-conscious residents who value a close-knit community.

Saint John

Saint John, New Brunswick's largest city, is a place where history and affordability converge. Known for its rich maritime heritage and stunning Victorian architecture, Saint John offers a unique urban experience at a fraction of the cost. The city's vibrant arts scene, bustling marketplaces, and scenic waterfront areas provide residents with a quality of life that's both enriching and surprisingly affordable. It's a city where the charm of the past meets the convenience of modern living, all within a budget-friendly framework.


Shediac, often referred to as the "Lobster Capital of the World," offers a coastal living experience that's as affordable as it is charming. This picturesque town in New Brunswick is celebrated for its warm, sandy beaches and vibrant summer festivals. Shediac provides a laid-back maritime lifestyle where residents can enjoy the beauty of the Atlantic coast without the hefty price tag often associated with coastal towns. It's a perfect destination for those seeking a seaside retreat that's both budget-friendly and rich in maritime culture.


Fredericton, the capital of New Brunswick, is a city where cost-effective living meets cultural richness. This picturesque city, set along the Saint John River, is known for its vibrant arts scene, historic architecture, and lush green spaces. Fredericton offers a unique blend of affordability and quality of life, making it an attractive destination for those who value a budget-friendly lifestyle without compromising on the cultural and recreational opportunities typically found in a capital city.

Living Wisely in New Brunswick: Embracing Affordable Maritime Living

New Brunswick, a province known for its maritime charm and natural beauty, offers unique opportunities for maximizing your budget while enhancing your lifestyle. It's not just about cutting costs; it's about making intelligent choices that enrich your life in this picturesque Canadian province. Here are some strategies to fully enjoy what New Brunswick has to offer, without straining your finances.

Utilize New Brunswick's First-Time Home Buyer Programs

New Brunswick provides various incentives for first-time homebuyers, making the journey to homeownership more accessible and budget-friendly. These programs can reduce initial costs and monthly mortgage payments, making it easier to own a home in this scenic province.

Explore the Benefits of Compact Living

Compact living is becoming increasingly popular in New Brunswick. Embracing smaller, more efficient living spaces, like apartments or townhouses, can significantly lower living costs. These homes often offer the added benefit of being close to the province's beautiful coastal areas and green spaces.

Consider Shared Housing Options

In urban centers like Fredericton, Moncton, and Saint John, sharing your living space can substantially lower housing expenses. Roommates can make city living more affordable, especially in areas where rents are higher.

Adopt Eco-Friendly and Energy-Efficient Practices

Residents of New Brunswick can save on costs by making their homes more energy-efficient. Implementing measures like LED lighting, energy-saving appliances, and programmable thermostats can reduce utility bills. These practices not only save money but also align with New Brunswick's commitment to preserving its natural environment.

Your Path to Affordable Living with Pine

At Pine, we recognize the importance of affordable living without compromising on quality. Our direct mortgage solutions are tailored to help you navigate New Brunswick's unique housing market, ensuring you find a home that suits both your budget and lifestyle. With Pine, you're not just finding a mortgage; you're embracing a life of smart, affordable living in New Brunswick. Let us assist you in realizing your dream of a balanced and fulfilling life in this maritime province.

Question? We've got answers.

What’s involved in getting a mortgage from Pine?

Does Pine charge any lender fees?‍

Will I have a point of contact at Pine?

Is my data secure with Pine?

How much of a down payment does Pine require?